‘All the money that we had been saving with the thought that we’d eventually use it as a down payment on a house, most hopefully our dream house …’ She stopped. ‘Yes?’ ‘I used it all for my partnership buy in. I never thought this house would be available so soon, and in a year with my new salary I would have been able to replenish our savings and a lot more. But we don’t have it now. We can’t swing the down payment.’ ‘Can’t we borrow it?’ ‘With the tight market the way it is, banks don’t allow you to borrow the down payment to a mortgage. They expect you to have it or they won’t consider you an acceptable risk no matter what you make. And we don’t have it … I’m so sorry … It’s my fault. But we just don’t have the money for it now.’ ‘No … It’s not your fault, darling.’ Keri offered slowly. ‘The partnership was your dream and stepping stone for far longer than this house ever was for either of us. And far more important as well. There will be other houses.’ ‘I don’t deserve you, my. They will lie about their age, marital status, how much money they make, everything in their past. the goal is simply to win. this is the same in every culture but in a tourist area it becomes a lot more hard core.-they are not safe. you need to wear condoms, and if you don't, god help you. these guys sleep with an insane number of girls, and some with boys as well. even if you have been together for a couple weeks, that doesn't mean it is safe to stop wearing condoms. if yu want to do that, go get both of you tested first.-some of these guys are serious criminals. you might think it is glamorous to date a d**g dealer, but look up the d**g laws in thailand. it isn't fun to watch your boyfriend out of his head every night either. a lot of the boys i know have actually ****d and/or murdered someone in the past! they definitely aren't going to tell you this themself. they also can be very violent, and no one is going to tell you that they beat the crap out of the last little english.
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